Ultimate Automotive will be closed on 11/28 and 11/29
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Koalafi Financing

Apply today with Koalafi. Previously West Creek Payment Options, we are the same great lending company with even more features to help you get the most for your financial needs. Even if times have been economically hard, you may still qualify for $500-$5,000 to use toward your purchase. Get what your vehicle needs with Koalafi at Ultimate Automotive.

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Good Approval Rates

Koalafi has good approval rates, and there's no credit needed*. Information is cross-checked with data providers and credit bureaus to determine approval and approval amounts. To be eligible, you must be 18 years of age or older, have a current bank account, a debit card and make at least $1,000 per month from a reliable source.

Convenient Application

Getting started with Koalafi is easy and customer friendly. If approved, we'll let you know within a reasonable amount of time, so you're not waiting on us too long.

Even More Great Features

Koalafi is bigger and better than even, which means that we can now offer you some additional services that you are sure to love. Our applications are now 25% shorter than before, and we've integrated e-commerce solutions to help your online checkout experience go even more efficiently. You can also increase your credit limit with a single click. To learn more about these and all our other additional options, visit our website today!

*We do perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check.

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Contact Us

Phone: (605) 367-9088
Fax:
Address: 1400 E 77th Street
Sioux Falls, SD 57108
Phone: (605) 371-2760
Fax:
Address: 3209 South Marion Road
Sioux Falls, SD 57106
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Make a Tire or Auto Repair Appointment Today!

Ultimate Automotive proudly serves the local Sioux Falls, SD area. We understand that getting your car fixed or buying new tires can be overwhelming. Let us help you choose from our large selection of tires. We feature tires that fit your needs and budget from top quality brands, such as Michelin®, BFGoodrich®, Uniroyal®, and more. We pride ourselves on being your #1 choice for auto repairs. Let us earn your business. Schedule an appointment today.